Why You Still Pay a Valuation Fee Even If Your Mortgage Falls Through — And How Experienced Brokers Quietly Cut Your Total Cost

https://smoothdecorator.com/how-legal-fees-turn-small-loans-into-expensive-deals-a-numbers-first-guide/

Every borrower assumes a valuation is a simple line item: lender values the property, you pay, deal completes. The ugly reality is that many valuation fees are payable up front and non-refundable if the mortgage doesn't complete