When Smoke Ruins Things but Not the House: Practical Advice from an Insurance Agent

https://thehometrotters.com/home-insurance-is-the-conversation-most-homeowners-tune-out-until-it-is-too-late/

Why people think "no structural damage" means no real loss Most homeowners and renters I talk to assume that if the walls and roof look fine after a small electrical fire, the insurance problem is solved