When invoices lag, freelancers can use a Rolex as collateral for short-term...

https://www.click-bookmark.win/freelancers-can-wait-weeks-for-invoices-while-rent-and-gear-bills-come-due-a

When invoices lag, freelancers can use a Rolex as collateral for short-term cash without selling the watch. A lender evaluates its value and sets a loan at 30%, helping cover rent, gear or payroll until the next check clears.