If you’re new to driving in Texas, understanding insurance costs helps a lot....

https://wiki-triod.win/index.php/Can_My_Car_Insurance_Price_Change_Just_Because_My_Area_Had_More_Claims%3F

If you’re new to driving in Texas, understanding insurance costs helps a lot. The state requires 30/60/25 minimum coverage—meaning $30K bodily injury per person, $60K per accident, and $25K property damage