hourly financial advisor
https://aged-wiki.win/index.php/Why_More_Advisors_Are_Choosing_an_AdviceOnly_Platform_for_Their_Clients
An hourly financial advisor offers you flexibility, letting you pay for just the time you need rather than committing to a long-term retainer. You can bring specific questions about budgeting, investing, or retirement planning, and they’ll give you clear, actionable advice without any pressure to buy products or sign up for ongoing services.