advice-only RIA

https://affordablefinancialguide.alderbrief.com/posts/why-affordable-financial-planning-is-key-to-sustainable-wealth-management

An advice-only RIA, or registered investment adviser, provides financial guidance and planning without managing your investments or selling products. You pay a fee for their expertise, but you keep control over your accounts. It is ideal if you want a fiduciary's strategic input yet prefer executing trades or managing assets yourself. Think of it as hiring a financial coach rather than a portfolio manager.